# Deposit

You can fund your account by depositing INR from one of your 'added bank accounts'. Deposits made from any other bank accounts, even if they are your own accounts, will be rejected. 

### How to Deposit

To make a deposit, follow these steps:

1. Log in to your account and navigate to the “Add Funds” section
2. You can deposit funds using UPI / IMPS / NEFT/ RTGS.
3. Steps for UPI
   1. Add & whitelist a UPI ID linked to your verified bank account.
   2. Enter the amount you wish to deposit & click on Pay (Max amount : 1 Lakh)
   3. If you are making a deposit using the desktop, scan the QR code presented on the desktop using your UPI app.
   4. If you are making a deposit using mobile, then select the UPI app where the whitelisted UPI ID is present.
   5. After successful UPI transfer from the whitelisted UPI ID, deposit amount will be credited to your Delta India Account. (ETA : 15 mins) 
4. Steps for IMPS
   1. Log in to your bank through internet banking or through mobile app (Do not use UPI apps)
   2. Go to the transfer money section of your bank’s app/website and add the beneficiary details shown from any one of the Delta Account on the Bank Transfer tab.
   3. Once the payee has been added, go back to transfers and enter the amount you want to deposit (Max amount : 5 Lakh)
   4. Select the added Delta Exchange India account as payee
   5. Transfer the deposit amount using IMPS.
   6. Post successful transfer, the amount will be immediately credited to your Delta India account (ETA: 30 mins)
5. Steps for NEFT 
   1. Log in to your bank through internet banking or through mobile app (Do not use UPI apps)
   2. Go to the transfer money section of your bank’s app/website and add the beneficiary details shown from any one of the NEFT supported Delta Account on the Bank Transfer tab.
   3. Once the payee has been added, go back to transfers and enter the amount you want to deposit. (Max amount: No limit)
   4. Select the added Delta Exchange India account as payee
   5. Transfer the deposit amount using NEFT.
   6. Post successful transfer, the amount will be credited to your Delta India account. (ETA : 30 mins)
6. Steps for RTGS
   1. Log in to your bank through internet banking or through mobile app (Do not use UPI apps)
   2. Go to the transfer money section of your bank’s app/website and add the beneficiary details shown from any one of the RTGS supported Delta Account on the Bank Transfer tab.
   3. Once the payee has been added, go back to transfers and enter the amount you want to deposit. (Min Amount: 2 Lakh; Max amount: No limit)
   4. Select the added Delta Exchange India account as payee
   5. Transfer the deposit amount using NEFT.
   6. Post successful transfer, the amount will be credited to your Delta India account. \
      (ETA: 30 mins)

### Fees

No fee will be charged on deposits (w\.e.f 23 Mar 24, earlier 1%+ GST was being charged on all deposits)

### Processing Time

IMPS and RTGS Deposits are typically processed instantly while NEFT may take upto 30 mins. However, in certain situations including but not limited to banking holidays, outages at our payment processors, it may take us up to 24 hours to credit the deposited amount to your Delta Exchange India account.  

###


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