# USD-INR Rate All derivative contracts on listed on Delta Exchange India are notionally margined and settled in USD. However, the the USD-INR rate on the platform is fixed at 85, i.e. 1 USD = 85 INR. Further, user balances are at all times maintained in INR within the Indian banking system. The means that effectively margining and realisation of PnL happens in INR. And, that users are not exposed to any risks from the fluctuation of the actual USD-INR exchange rate. \ **How does it work for deposits** Deposits are made only in INR. The deposited INR amount is reflected in your account in USD terms using the fixed USD-INR rate.\ \ Ex: If you deposits INR 15,000 to your Delta Exchange India account, it will be reflected in your account as 176.47 USD. **How does it work for withdrawals** The withdrawable balance in your account is shown in both USD and INR terms. Since withdrawals are allowed only in INR terms to your bank account, you need to specify the amount to be withdrawn in INR. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://guides.delta.exchange/delta-exchange-india-user-guide/account-setup/usd-inr-rate.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.